State Tax Guide · Colorado · 2026
Colorado Income Tax: Complete Employee Guide (2026)
Understand the modeled Colorado withholding method, source-backed rates, deductions, and take-home pay examples for employees.
Does Colorado have income tax?
Colorado levies a flat state income-tax withholding rate on modeled taxable wages.
Colorado tax rates
4.4% flat withholding rate for the modeled default path.
Official source: https://tax.colorado.gov/sites/tax/files/documents/DR_1098_Colorado_Withholding_Worksheet_for_Employees.pdf
Take-home pay examples
These examples use the calculator engine for a single filer paid biweekly with a standard W-4 and no pre-tax deductions.
| Annual salary | Colorado withholding | Net annual | Net biweekly |
|---|---|---|---|
| $40,000 | $1,518 | $32,802 | $1,261.62 |
| $60,000 | $2,398 | $47,992 | $1,845.85 |
| $80,000 | $3,278 | $61,832 | $2,378.15 |
| $100,000 | $4,158 | $75,022 | $2,885.46 |
| $150,000 | $6,358 | $107,433 | $4,132.04 |
How to reduce Colorado tax withholding
Traditional 401(k) contributions and HSA contributions are available as modeled pre-tax inputs in the calculator. State-specific HSA conformity is not encoded as a dedicated data field, so check current Colorado guidance or consult a qualified tax professional before relying on HSA treatment.
The encoded default single-filer method includes a $5,500 standard deduction or pre-bracket deduction amount.
Key differences from federal withholding
Federal income-tax withholding is calculated separately using IRS Publication 15-T. Colorado withholding follows the encoded state method described above, with its own rates, deductions, and documented limitations. Local wage taxes, where supported, are separate from the state amount.
Colorado salary after taxes
Browse state-specific salary pages for common annual salaries from $40,000 to $200,000.
City guides for Colorado
Explore engine-derived salary and hourly examples for cities in Colorado.
Calculate your personalized Colorado take-home pay.
Calculate your Colorado take-home →Frequently Asked Questions
Does Colorado have an income tax?
Colorado levies a flat state income-tax withholding rate on modeled taxable wages.
What is the Colorado income tax rate for 2026?
Colorado uses a sourced flat withholding rate of 4.4% for the modeled default path.
How much Colorado tax on $75,000?
For the modeled default single-filer path, estimated Colorado withholding on a $75,000 salary is $3,058 per year, or $117.62 per biweekly paycheck.
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