State Tax Guide · Minnesota · 2026
Minnesota Income Tax: Complete Employee Guide (2026)
Understand the modeled Minnesota withholding method, source-backed rates, deductions, and take-home pay examples for employees.
Does Minnesota have income tax?
Minnesota levies progressive state income-tax withholding on wages.
Minnesota tax rates
Sourced progressive single-filer withholding rates range from 0% to 9.85%.
Encoded single-filer rates: 0%, 5.35%, 6.8%, 7.85%, 9.85%
Official source: https://www.revenue.state.mn.us/sites/default/files/2025-12/wh-inst-26.pdf
Take-home pay examples
These examples use the calculator engine for a single filer paid biweekly with a standard W-4 and no pre-tax deductions.
| Annual salary | Minnesota withholding | Net annual | Net biweekly |
|---|---|---|---|
| $40,000 | $1,924 | $32,396 | $1,246.00 |
| $60,000 | $3,276 | $47,114 | $1,812.08 |
| $80,000 | $4,628 | $60,482 | $2,326.23 |
| $100,000 | $6,006 | $73,174 | $2,814.38 |
| $150,000 | $9,776 | $104,015 | $4,000.58 |
How to reduce Minnesota tax withholding
Traditional 401(k) contributions and HSA contributions are available as modeled pre-tax inputs in the calculator. State-specific HSA conformity is not encoded as a dedicated data field, so check current Minnesota guidance or consult a qualified tax professional before relying on HSA treatment.
The encoded default withholding method does not include a separate single-filer standard-deduction field.
Key differences from federal withholding
Federal income-tax withholding is calculated separately using IRS Publication 15-T. Minnesota withholding follows the encoded state method described above, with its own rates, deductions, and documented limitations. Local wage taxes, where supported, are separate from the state amount.
Minnesota salary after taxes
Browse state-specific salary pages for common annual salaries from $40,000 to $200,000.
City guides for Minnesota
Explore engine-derived salary and hourly examples for cities in Minnesota.
Calculate your personalized Minnesota take-home pay.
Calculate your Minnesota take-home →Frequently Asked Questions
Does Minnesota have an income tax?
Minnesota levies progressive state income-tax withholding on wages.
What is the Minnesota income tax rate for 2026?
Minnesota uses sourced progressive single-filer rates ranging from 0% to 9.85% for the modeled withholding path.
How much Minnesota tax on $75,000?
For the modeled default single-filer path, estimated Minnesota withholding on a $75,000 salary is $4,290 per year, or $165.00 per biweekly paycheck.
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