State Tax Guide · New York · 2026
New York Income Tax: Complete Employee Guide (2026)
Understand the modeled New York withholding method, source-backed rates, deductions, and take-home pay examples for employees.
Data note: New York withholding figures use the latest official prior-year state table pending 2026 bracket verification. See the documented calculator limitations for the current modeled scope.
Does New York have income tax?
New York levies progressive state income-tax withholding on wages.
New York tax rates
Sourced progressive single-filer withholding rates range from 4% to 10.9%.
Encoded single-filer rates: 4%, 4.5%, 5.25%, 5.5%, 6%, 6.85%, 9.65%, 10.3%, 10.9%
Official source: https://www.tax.ny.gov/pit/file/tax_tables.htm
Take-home pay examples
These examples use the calculator engine for a single filer paid biweekly with a standard W-4 and no pre-tax deductions.
| Annual salary | New York withholding | Net annual | Net biweekly |
|---|---|---|---|
| $40,000 | $1,595 | $32,725 | $1,258.65 |
| $60,000 | $2,695 | $47,695 | $1,834.42 |
| $80,000 | $3,795 | $61,315 | $2,358.27 |
| $100,000 | $4,952 | $74,228 | $2,854.93 |
| $150,000 | $7,952 | $105,839 | $4,070.74 |
How to reduce New York tax withholding
Traditional 401(k) contributions and HSA contributions are available as modeled pre-tax inputs in the calculator. State-specific HSA conformity is not encoded as a dedicated data field, so check current New York guidance or consult a qualified tax professional before relying on HSA treatment.
The encoded default single-filer method includes a $8,000 standard deduction or pre-bracket deduction amount.
Key differences from federal withholding
Federal income-tax withholding is calculated separately using IRS Publication 15-T. New York withholding follows the encoded state method described above, with its own rates, deductions, and documented limitations. Local wage taxes, where supported, are separate from the state amount.
New York salary after taxes
Browse state-specific salary pages for common annual salaries from $40,000 to $200,000.
City guides for New York
Explore engine-derived salary and hourly examples for cities in New York.
- New York City salary guides · New York City hourly guides
- Yonkers salary guides · Yonkers hourly guides
Calculate your personalized New York take-home pay.
Calculate your New York take-home →Frequently Asked Questions
Does New York have an income tax?
New York levies progressive state income-tax withholding on wages.
What is the New York income tax rate for 2026?
New York uses sourced progressive single-filer rates ranging from 4% to 10.9% for the modeled withholding path.
How much New York tax on $75,000?
For the modeled default single-filer path, estimated New York withholding on a $75,000 salary is $3,520 per year, or $135.38 per biweekly paycheck.
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