✓ Updated for 2026 tax year — verified against official IRS and state sources

State Tax Guide · Tennessee · 2026

Tennessee Income Tax: Complete Employee Guide (2026)

Understand the modeled Tennessee withholding method, source-backed rates, deductions, and take-home pay examples for employees.

Does Tennessee have income tax?

Tennessee does not levy a wage-based state personal income tax.

Tennessee tax rates

Tennessee has no wage-based state personal income tax.

Official source: https://revenue.support.tn.gov/hc/en-us/articles/360057595051-GEN-34-Income-Tax-Withholding

Take-home pay examples

These examples use the calculator engine for a single filer paid biweekly with a standard W-4 and no pre-tax deductions.

Annual salaryTennessee withholdingNet annualNet biweekly
$40,000$0$34,320$1,320.00
$60,000$0$50,390$1,938.08
$80,000$0$65,110$2,504.23
$100,000$0$79,180$3,045.38
$150,000$0$113,791$4,376.58

How to reduce Tennessee tax withholding

Traditional 401(k) contributions and HSA contributions are available as modeled pre-tax inputs in the calculator. State-specific HSA conformity is not encoded as a dedicated data field, so check current Tennessee guidance or consult a qualified tax professional before relying on HSA treatment.

The encoded default withholding method does not include a separate single-filer standard-deduction field.

Key differences from federal withholding

Federal income-tax withholding is calculated separately using IRS Publication 15-T. Tennessee withholding follows the encoded state method described above, with its own rates, deductions, and documented limitations. Local wage taxes, where supported, are separate from the state amount.

Tennessee salary after taxes

Browse state-specific salary pages for common annual salaries from $40,000 to $200,000.

Tennessee salary guides

City guides for Tennessee

Explore engine-derived salary and hourly examples for cities in Tennessee.

Calculate your personalized Tennessee take-home pay.

Calculate your Tennessee take-home →

Frequently Asked Questions

Does Tennessee have an income tax?

Tennessee does not levy a wage-based state personal income tax.

What is the Tennessee income tax rate for 2026?

Tennessee has no wage-based state personal income-tax withholding rate.

How much Tennessee tax on $75,000?

For the modeled default single-filer path, estimated Tennessee withholding on a $75,000 salary is $0 per year, or $0.00 per biweekly paycheck.

Estimates only. Not tax, legal, or accounting advice. Terms of Service · Privacy Policy

Tax data last verified: June 2026