State Tax Guide · Texas · 2026
Texas Income Tax: Complete Employee Guide (2026)
Understand the modeled Texas withholding method, source-backed rates, deductions, and take-home pay examples for employees.
Does Texas have income tax?
Texas does not levy a wage-based state personal income tax.
Texas tax rates
Texas has no wage-based state personal income tax.
Official source: https://gov.texas.gov/business/page/business-climate
Take-home pay examples
These examples use the calculator engine for a single filer paid biweekly with a standard W-4 and no pre-tax deductions.
| Annual salary | Texas withholding | Net annual | Net biweekly |
|---|---|---|---|
| $40,000 | $0 | $34,320 | $1,320.00 |
| $60,000 | $0 | $50,390 | $1,938.08 |
| $80,000 | $0 | $65,110 | $2,504.23 |
| $100,000 | $0 | $79,180 | $3,045.38 |
| $150,000 | $0 | $113,791 | $4,376.58 |
How to reduce Texas tax withholding
Traditional 401(k) contributions and HSA contributions are available as modeled pre-tax inputs in the calculator. State-specific HSA conformity is not encoded as a dedicated data field, so check current Texas guidance or consult a qualified tax professional before relying on HSA treatment.
The encoded default withholding method does not include a separate single-filer standard-deduction field.
Key differences from federal withholding
Federal income-tax withholding is calculated separately using IRS Publication 15-T. Texas withholding follows the encoded state method described above, with its own rates, deductions, and documented limitations. Local wage taxes, where supported, are separate from the state amount.
Texas salary after taxes
Browse state-specific salary pages for common annual salaries from $40,000 to $200,000.
City guides for Texas
Explore engine-derived salary and hourly examples for cities in Texas.
- Houston salary guides · Houston hourly guides
- Austin salary guides · Austin hourly guides
- Dallas salary guides · Dallas hourly guides
- San Antonio salary guides · San Antonio hourly guides
Calculate your personalized Texas take-home pay.
Calculate your Texas take-home →Frequently Asked Questions
Does Texas have an income tax?
Texas does not levy a wage-based state personal income tax.
What is the Texas income tax rate for 2026?
Texas has no wage-based state personal income-tax withholding rate.
How much Texas tax on $75,000?
For the modeled default single-filer path, estimated Texas withholding on a $75,000 salary is $0 per year, or $0.00 per biweekly paycheck.
Estimates only. Not tax, legal, or accounting advice. Terms of Service · Privacy Policy