Bonus Tax · 2026
Bonus Tax Calculator 2026
See exactly how much of your bonus you keep after federal income tax, FICA, and state taxes — engine-computed for 2026.
How bonus tax is calculated
Bonuses are ordinary income, subject to the same marginal federal brackets as wages. Employers commonly use the supplemental-wage flat rate to withhold from bonuses paid separately. FICA (Social Security at 6.2% + Medicare at 1.45%) applies the same as regular pay.
Example: $10,000 bonus on a $75,000 salary (Texas, single filer)
| Item | Amount |
|---|---|
| Bonus gross | $10,000 |
| Federal income tax on bonus | $2,200 |
| FICA on bonus (SS + Medicare) | $765 |
| Bonus take-home | $7,035 |
Model your own bonus
Add your expected bonus to your annual salary and run both through the paycheck calculator. The difference is your bonus take-home pay.
Enter salary + bonus as your annual salary to see the full breakdown.
Open the paycheck calculator →State bonus tax
Most states tax bonus income at the same rate as ordinary wages. A few states have their own supplemental withholding rates. The paycheck calculator computes state withholding on your total annual income including the bonus.
Frequently Asked Questions
What is the federal tax rate on a bonus in 2026?
The IRS supplemental-wage flat rate applies to bonuses paid separately from regular wages. The aggregate method (combining bonus with your regular paycheck) may produce a different withholding amount. Your final tax depends on your total annual income and marginal bracket — not the withholding method. See IRS Publication 15 for the current supplemental rate.
Is my bonus taxed at a higher rate than my salary?
No. Bonuses are ordinary income subject to the same marginal tax brackets as wages. The flat supplemental withholding rate may feel higher than your average rate, but your actual tax liability is computed on your total annual income at filing.
Do I pay Social Security and Medicare on my bonus?
Yes. Bonus payments are subject to Social Security (6.2%) and Medicare (1.45%) the same as regular wages, up to the annual wage base limits.
How much of a $10,000 bonus do I keep after taxes?
For a single filer earning $75,000 in Texas, a $10,000 bonus produces approximately $7,035 in additional take-home pay after federal income tax and FICA. States with income tax will reduce this further.
Figures are estimates based on 2026 IRS and state tax sources. Not tax advice.