State Tax Guide · All 51 States · 2026
Which States Have the Highest Take-Home Pay? (2026)
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Take-home pay from a salary depends on federal income tax, FICA, and state income tax. Federal rules are uniform across the US, so the state you live and work in determines how much of your paycheck you actually keep.
No-income-tax states: highest take-home
Nine US states impose no state income tax on wages. Workers in these states keep more of each paycheck compared to their peers in high-tax states at the same salary level.
| State | $75k annual take-home | $100k annual take-home | State withholding |
|---|---|---|---|
| Alaska | $61,593 | $79,180 | $0 |
| Florida | $61,593 | $79,180 | $0 |
| Nevada | $61,593 | $79,180 | $0 |
| New Hampshire | $61,593 | $79,180 | $0 |
| South Dakota | $61,593 | $79,180 | $0 |
| Tennessee | $61,593 | $79,180 | $0 |
| Texas | $61,593 | $79,180 | $0 |
| Washington | $61,593 | $79,180 | $0 |
| Wyoming | $61,593 | $79,180 | $0 |
High-income-tax states: lowest take-home
States with progressive income-tax schedules and high top rates impose the largest withholding on salaried workers. The following five states have some of the highest modeled withholding on common salary levels.
| State | $75k annual take-home | $100k annual take-home | $100k state withholding |
|---|---|---|---|
| California | $57,397 | $72,151 | $7,029 |
| New York | $58,073 | $74,228 | $4,952 |
| New Jersey | $58,728 | $74,695 | $4,485 |
| Oregon | $55,763 | $71,163 | $8,017 |
| Minnesota | $57,303 | $73,174 | $6,006 |
What "highest take-home" means in practice
Moving from a high-tax to a no-tax state increases take-home pay in every paycheck, but total personal tax burden also depends on sales tax rates, property taxes, and cost of living in each location. These estimates reflect paycheck withholding only — federal income tax, FICA, and state income-tax withholding — for a single filer using a standard W-4.
Compare take-home pay in your state vs another.
Compare California vs Texas →Frequently Asked Questions
Which US state has the highest take-home pay?
The nine states with no state income tax — Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming — consistently rank highest for take-home pay. At $100,000, a single filer in these states takes home approximately $79,180.
How much more do you take home in Texas vs California?
At a $100,000 salary, a single filer in Texas takes home approximately $7,029 more per year than in California, due to California's progressive state income tax.
Do no-income-tax states have other taxes to make up for it?
No-income-tax states often rely on sales taxes and property taxes instead. Those taxes are not captured in paycheck withholding, so take-home pay in these states reflects only federal and FICA withholding.
Figures and methods are based on official-source data encoded in the calculator. Not tax advice. Review the methodology and consult a qualified professional for your situation.