State Comparison
Virginia vs Maryland Paycheck Calculator 2026
Compare your take-home pay between Virginia and Maryland — useful for job offers, relocation decisions, and salary negotiations.
$75,000 Salary: Virginia vs Maryland
| Virginia | Maryland | |
|---|---|---|
| Annual take-home | $58,928 | $58,349 |
| Biweekly take-home | $NaN | $NaN |
| Annual difference | Virginia residents keep $579 more per year. | |
Single filer, standard deduction, biweekly pay, no pre-tax deductions. Salary amounts vary — use the calculator for your exact situation.
Overview
Both Virginia and Maryland levy a state income tax, so take-home pay in each state depends on the state's withholding rates, your salary level, and your filing status. Federal income tax and FICA (Social Security and Medicare) are identical in both states — only the state withholding line differs.
Take-home pay comparison: Virginia vs Maryland
| Annual salary | Virginia take-home | Maryland take-home | Difference |
|---|---|---|---|
| $50,000 | $41,128 | $40,299 | +$829 |
| $75,000 | $58,928 | $58,349 | +$579 |
| $100,000 | $75,078 | $74,749 | +$329 |
| $150,000 | $106,814 | $106,825 | −$11 |
| $200,000 | $139,075 | $139,225 | −$150 |
At $100,000, you take home $329 more per year in Virginia than in Maryland.
$100,000 by filing status: Virginia vs Maryland
| Filing status | Virginia net | Maryland net | Difference |
|---|---|---|---|
| Single | $75,078 | $74,749 | +$329 |
| Married | $81,998 | $80,545 | +$1,453 |
| Head of household | $78,660 | $78,331 | +$329 |
Side-by-side comparison
| Factor | Virginia | Maryland | Why it matters |
|---|---|---|---|
| State income tax | Yes — withheld | Yes — withheld | Directly reduces take-home pay each paycheck |
| Federal income tax | Same | Same | IRS tables apply equally in all states |
| Social Security (FICA) | 6.2% | 6.2% | Federal; same in every state |
| Medicare (FICA) | 1.45% | 1.45% | Federal; same in every state |
| Local income taxes | Varies by city | Varies by city | Major cities may add local withholding |
| Pre-tax 401(k) | Reduces state tax | Reduces state tax | Lowers taxable income in both states |
How to run the comparison
Open the Exact Take Home calculator, enter your salary and select Virginia as your state, then click "Compare with another state" and choose Maryland. The delta summary shows the per-paycheck difference instantly.
Run the Virginia vs Maryland comparison now — free, no login.
Compare now →Important factors to consider
- Virginia has a state income tax.
- Maryland has a state income tax.
- Federal taxes (income tax, Social Security, Medicare) are identical in both states.
- Pre-tax deductions such as 401(k) and HSA reduce taxable income in both states, but produce larger savings where marginal state tax rates are higher.
- Maryland has local income taxes for supported jurisdictions; Virginia does not. Use the city/local dropdown to include Maryland local taxes.
Frequently Asked Questions
Which state has higher take-home pay — Virginia or Maryland?
The difference depends on your salary, filing status, and pay frequency. Both states have their own withholding rules. Use the calculator to compare your specific situation. Federal taxes and FICA are the same in both states.
Do federal taxes change if I move from Virginia to Maryland?
No. Federal income tax withholding (IRS Pub 15-T 2026), Social Security (6.2%), and Medicare (1.45%) are identical regardless of which state you live and work in. Only the state income tax line changes.
How does a 401(k) affect my paycheck in Virginia vs Maryland?
Pre-tax 401(k) contributions reduce your federal and state taxable income in both states. The savings are slightly larger in states with higher marginal income tax rates, because the deduction reduces both federal and state tax.
I have a job offer in Maryland. How do I compare it to my current Virginia salary?
Enter your current Virginia salary in the calculator, then use "Compare states" to add Maryland. The delta summary will show the exact difference in per-paycheck take-home pay, making it easy to evaluate the offer on an after-tax basis.
Are local taxes included in the Virginia vs Maryland comparison?
Maryland has local income taxes for supported jurisdictions (use the city/local dropdown). Virginia does not have modeled local wage income taxes. Select a city to include local taxes in the comparison.
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