ExactTakeHome is a free paycheck calculator that computes exact US take-home pay after federal income tax, Social Security, Medicare, and Virginia state withholding for 2026.
Virginia Paycheck Calculator 2026
Use this Virginia paycheck calculator to estimate take-home pay after federal income tax, Social Security, Medicare (FICA), and Virginia state withholding for 2026.
Virginia uses progressive state income tax brackets. The encoded single-filer withholding rates range from 2% to 5.75%. Use the calculator below for your exact take-home.
Virginia Tax Quick Facts 2026
| Tax | Rate / detail |
|---|---|
| State income tax | 2% to 5.75% |
| Tax structure | Progressive |
| FICA (employee) | 7.65% |
| Standard deduction (federal) | $15,000 (single) · $30,000 (married) |
| $75k salary — est. net annual | $58,928 |
Federal W-4 adjustments
How we calculated this
Enter a salary above to see your take-home pay.
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Virginia Paycheck Calculator 2026
Use this Virginia paycheck calculator to estimate take-home pay after federal income tax, Social Security, Medicare (FICA), and Virginia state withholding for 2026.
How Virginia Paycheck Taxes Work
Virginia state income-tax withholding is calculated from official source data for the supported scope. Review the documented limitations for certificate elections, supplemental wages, and local rules that are not yet modeled.
What's included in your Virginia paycheck calculation
- Federal income tax — withheld using IRS Pub 15-T 2026 percentage-method tables based on your salary, filing status, and W-4
- Social Security — 6.2% on wages up to the annual wage base
- Medicare — 1.45% on all wages; additional 0.9% above the high-income threshold
- Virginia state income tax — estimated using the calculator's documented 2026 support scope (see notice above)
- Pre-tax deductions — 401(k), HSA, FSA contributions reduce federal and state taxable income
- Local taxes — supported jurisdictions available in the city dropdown
Source-backed 2026 data — How it's calculated →
Virginia Tax Quick Facts (2026)
- State income tax
- 2% to 5.75%
- Tax type
- Progressive
- FICA (employee share)
- 7.65%
- Support level
- Limited — details
- Local taxes modeled
- None
Take-home pay examples for Virginia
| Annual salary | Federal tax | State tax | FICA | Net annual pay | Net monthly |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $653 | $3,060 | $33,668 | $2,806 |
| $50,000 | $3,820 | $1,228 | $3,825 | $41,128 | $3,427 |
| $60,000 | $5,020 | $1,803 | $4,590 | $48,588 | $4,049 |
| $75,000 | $7,670 | $2,665 | $5,738 | $58,928 | $4,911 |
| $85,000 | $9,870 | $3,240 | $6,503 | $65,388 | $5,449 |
| $100,000 | $13,170 | $4,103 | $7,650 | $75,078 | $6,256 |
| $120,000 | $17,570 | $5,253 | $9,180 | $87,998 | $7,333 |
| $150,000 | $24,734 | $6,978 | $11,475 | $106,814 | $8,901 |
Single filer, biweekly, standard W-4, no deductions. How we calculate
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Frequently Asked Questions
What is Virginia's income tax rate?
Virginia levies a state income tax. The exact withholding amount depends on your annual salary, filing status, pay frequency, and any state withholding form elections. Use the calculator above to see your specific Virginia take-home pay.
How is my Virginia paycheck calculated?
Your Virginia take-home pay equals gross pay minus federal income tax (IRS Pub 15-T 2026), Social Security (6.2%), Medicare (1.45%), and state income tax withholding. Any pre-tax deductions — like 401(k) contributions or HSA — reduce taxable income before taxes are applied.
Does Virginia have local income taxes?
Virginia does not have local wage income taxes. Your paycheck estimate includes federal income tax, FICA (Social Security and Medicare), and Virginia state income tax withholding, plus any pre-tax deductions you enter.
Does a 401(k) reduce my Virginia taxable paycheck?
Traditional (pre-tax) 401(k) contributions reduce federal taxable income. State withholding treatment depends on the official Virginia method and the calculator's documented support scope. Use the "Refine for accuracy" panel to enter your 401(k) percentage and review the calculated effect on each paycheck.
Why might my actual Virginia paycheck differ from the estimate?
Employer-specific factors — benefits deductions, employer health insurance premiums, garnishments, supplemental wages, and state W-4 certificate choices — are not modeled in a general calculator. The estimate assumes standard withholding from a W-4 with no special elections. Use it as a close approximation and verify with your employer's payroll department for exact figures.
How can I increase my take-home pay in Virginia?
The most effective strategies are maximizing pre-tax deductions (401(k), HSA, FSA, health insurance premiums paid pre-tax), correctly completing your federal W-4 to avoid over-withholding, and verifying your Virginia state withholding certificate. Over-withholding gives the government an interest-free loan — it is not a financial advantage.
Is this Virginia paycheck calculator free?
Yes. Exact Take Home is completely free, requires no account, and stores no personal data. All calculations run in your browser using source-backed 2026 tax data.
Does Virginia have state income tax?
Yes. Virginia has a state income tax. Rates and brackets vary by income level. Use the calculator above to see the exact withholding amount for your salary and filing status.
How is Virginia paycheck withholding calculated?
Virginia withholding is calculated based on your W-4 elections, gross pay, filing status, and applicable Virginia tax brackets. Federal taxes (income tax + FICA) are calculated separately using IRS Publication 15-T 2026 tables and applied in addition to state withholding.
How much is $75,000 after taxes in Virginia?
$75,000 a year in Virginia results in approximately $58,928 in annual take-home pay for a single filer, based on 2026 rates. Use the calculator above for your specific situation.