ExactTakeHome is a free paycheck calculator that computes exact US take-home pay after federal income tax, Social Security, Medicare, and Missouri state withholding for 2026.
Missouri Paycheck Calculator 2026
Use this Missouri paycheck calculator to estimate take-home pay after federal income tax, Social Security, Medicare (FICA), and Missouri state withholding for 2026.
Missouri uses progressive state income tax brackets. The encoded single-filer withholding rates range from 0% to 4.7%. Use the calculator below for your exact take-home.
Missouri Tax Quick Facts 2026
| Tax | Rate / detail |
|---|---|
| State income tax | 0% to 4.7% |
| Tax structure | Progressive |
| FICA (employee) | 7.65% |
| Standard deduction (federal) | $15,000 (single) · $30,000 (married) |
| $75k salary — est. net annual | $58,993 |
Federal W-4 adjustments
How we calculated this
Enter a salary above to see your take-home pay.
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Missouri Paycheck Calculator 2026
Use this Missouri paycheck calculator to estimate take-home pay after federal income tax, Social Security, Medicare (FICA), and Missouri state withholding for 2026.
How Missouri Paycheck Taxes Work
Missouri uses a progressive individual income tax system, although the top rate applies at a relatively low income level compared with many other progressive-tax states. A Missouri paycheck generally includes federal income tax withholding, Social Security tax, Medicare tax, Missouri state income tax withholding, and voluntary employee deductions. State withholding is based on taxable wages, pay frequency, and Missouri withholding tables.
Missouri workers should also consider local earnings taxes in specific cities. Kansas City and St. Louis have local earnings taxes that can affect take-home pay for residents and certain nonresidents working in those cities. This means an accurate Missouri paycheck calculator should collect work location and residence location, not just state and salary. Missouri has also made tax changes in recent years, so calculators should validate current year brackets before production use.
- State income tax structure: Progressive brackets
- State income tax rates: Up to about 4.7% for recent tax years
- Local income tax: Kansas City and St. Louis earnings taxes may apply
- Federal withholding and FICA: Still apply
- Important input: Work city can materially affect take-home pay
This information is for general reference. Consult a tax professional for advice specific to your situation.
Official source: Missouri Department of Revenue — Individual Income Tax
What's included in your Missouri paycheck calculation
- Federal income tax — withheld using IRS Pub 15-T 2026 percentage-method tables based on your salary, filing status, and W-4
- Social Security — 6.2% on wages up to the annual wage base
- Medicare — 1.45% on all wages; additional 0.9% above the high-income threshold
- Missouri state income tax — estimated using the calculator's documented 2026 support scope (see notice above)
- Pre-tax deductions — 401(k), HSA, FSA contributions reduce federal and state taxable income
- Local taxes — supported jurisdictions available in the city dropdown
Source-backed 2026 data — How it's calculated →
Missouri Tax Quick Facts (2026)
- State income tax
- 0% to 4.7%
- Tax type
- Progressive
- FICA (employee share)
- 7.65%
- Support level
- Limited — details
- Local taxes modeled
- Kansas City, MO, St. Louis, MO
Take-home pay examples for Missouri
| Annual salary | Federal tax | State tax | FICA | Net annual pay | Net monthly |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $936 | $3,060 | $33,384 | $2,782 |
| $50,000 | $3,820 | $1,404 | $3,825 | $40,951 | $3,413 |
| $60,000 | $5,020 | $1,872 | $4,590 | $48,518 | $4,043 |
| $75,000 | $7,670 | $2,600 | $5,738 | $58,993 | $4,916 |
| $85,000 | $9,870 | $3,068 | $6,503 | $65,560 | $5,463 |
| $100,000 | $13,170 | $3,770 | $7,650 | $75,410 | $6,284 |
| $120,000 | $17,570 | $4,706 | $9,180 | $88,544 | $7,379 |
| $150,000 | $24,734 | $6,110 | $11,475 | $107,681 | $8,973 |
Single filer, biweekly, standard W-4, no deductions. How we calculate
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Frequently Asked Questions
What is Missouri's income tax rate?
Missouri levies a state income tax. The exact withholding amount depends on your annual salary, filing status, pay frequency, and any state withholding form elections. Use the calculator above to see your specific Missouri take-home pay.
How is my Missouri paycheck calculated?
Your Missouri take-home pay equals gross pay minus federal income tax (IRS Pub 15-T 2026), Social Security (6.2%), Medicare (1.45%), and state income tax withholding. Any pre-tax deductions — like 401(k) contributions or HSA — reduce taxable income before taxes are applied.
Does Missouri have local income taxes?
Some jurisdictions in Missouri levy local income taxes. Use the city/local dropdown in the calculator above to include local taxes for supported Missouri jurisdictions in your estimate.
Does a 401(k) reduce my Missouri taxable paycheck?
Traditional (pre-tax) 401(k) contributions reduce federal taxable income. State withholding treatment depends on the official Missouri method and the calculator's documented support scope. Use the "Refine for accuracy" panel to enter your 401(k) percentage and review the calculated effect on each paycheck.
Why might my actual Missouri paycheck differ from the estimate?
Employer-specific factors — benefits deductions, employer health insurance premiums, garnishments, supplemental wages, and state W-4 certificate choices — are not modeled in a general calculator. The estimate assumes standard withholding from a W-4 with no special elections. Use it as a close approximation and verify with your employer's payroll department for exact figures.
How can I increase my take-home pay in Missouri?
The most effective strategies are maximizing pre-tax deductions (401(k), HSA, FSA, health insurance premiums paid pre-tax), correctly completing your federal W-4 to avoid over-withholding, and verifying your Missouri state withholding certificate. Over-withholding gives the government an interest-free loan — it is not a financial advantage.
Is this Missouri paycheck calculator free?
Yes. Exact Take Home is completely free, requires no account, and stores no personal data. All calculations run in your browser using source-backed 2026 tax data.
Does Missouri have state income tax?
Yes. Missouri has a state income tax. Rates and brackets vary by income level. Use the calculator above to see the exact withholding amount for your salary and filing status.
How is Missouri paycheck withholding calculated?
Missouri withholding is calculated based on your W-4 elections, gross pay, filing status, and applicable Missouri tax brackets. Federal taxes (income tax + FICA) are calculated separately using IRS Publication 15-T 2026 tables and applied in addition to state withholding.
How much is $75,000 after taxes in Missouri?
$75,000 a year in Missouri results in approximately $58,993 in annual take-home pay for a single filer, based on 2026 rates. Use the calculator above for your specific situation.