Tennessee Paycheck Calculator 2026
Calculate your exact Tennessee take-home pay after federal, state, and local taxes.
Federal W-4 adjustments
Enter a salary above to see your Tennessee take-home pay.
This calculator provides estimates based on IRS Publication 15-T and official state tax sources. It is not tax, legal, or financial advice. Actual payroll withholding may differ. Consult a qualified tax professional for your specific situation.
How Tennessee Paycheck Taxes Work
Tennessee does not impose a state income tax on wages. The state’s former Hall Income Tax, which applied only to certain interest and dividend income, was repealed for tax periods beginning on or after January 1, 2021. For most employees, a Tennessee paycheck includes federal income tax withholding, Social Security tax, Medicare tax, and employee benefit deductions, but not Tennessee state wage income tax withholding.
This makes Tennessee paycheck calculations simpler than in states with state income tax. Still, workers should account for federal withholding, FICA, pre-tax benefit deductions, and post-tax deductions. A Tennessee resident working in another state may still have withholding obligations in the work state, depending on that state’s rules. Remote workers should also confirm whether their employer is withholding correctly for the state where services are performed.
- State income tax on wages: None
- Hall Income Tax: Repealed for tax periods beginning January 1, 2021 or later
- State wage withholding: Generally not required
- Federal withholding and FICA: Still apply
- Local income tax: No broad local wage income tax
This information is for general reference. Consult a tax professional for advice specific to your situation.
Official source: Tennessee Department of Revenue — Hall Income Tax
What's included in your Tennessee paycheck calculation
- Federal income tax — withheld using IRS Pub 15-T 2026 percentage-method tables based on your salary, filing status, and W-4
- Social Security — 6.2% on wages up to the annual wage base
- Medicare — 1.45% on all wages; additional 0.9% above the high-income threshold
- Tennessee state income tax — none; Tennessee does not levy a state income tax on wages
- Pre-tax deductions — 401(k), HSA, FSA contributions reduce federal and state taxable income
- Local taxes — supported jurisdictions available in the city dropdown
Source-backed 2026 data — How it's calculated →
Compare with another state
Frequently Asked Questions
Does Tennessee have a state income tax?
No. Tennessee does not levy a state income tax, so residents pay only federal income tax and FICA (Social Security and Medicare) taxes. This typically means a higher take-home pay compared to high-tax states.
How is my Tennessee paycheck calculated?
Your Tennessee take-home pay is your gross salary minus federal income tax (IRS Publication 15-T 2026 tables, based on your W-4 elections), Social Security (6.2% up to the wage base), and Medicare (1.45%, plus 0.9% above threshold). Pre-tax deductions like 401(k) reduce your taxable income further.
Does Tennessee have any local income taxes?
Some localities may levy additional taxes. Use the city/local dropdown in the calculator above to see if your specific area applies a local tax.