Terms of Service

Last updated: May 25, 2026

These Terms of Service govern your use of Exact Take Home, a free paycheck calculator website. By using Exact Take Home, you agree to these Terms. If you do not agree, do not use the website.

1. What Exact Take Home Provides

Exact Take Home provides paycheck and take-home pay estimates based on publicly available federal, state, and local tax information. The calculator is intended to help workers understand how gross pay may translate into estimated net pay after taxes and deductions.

Exact Take Home is an educational and informational tool. It is not a payroll system, tax preparation service, accounting firm, law firm, financial adviser, or government agency.

2. No Tax, Financial, Payroll, or Legal Advice

Exact Take Home does not provide tax, financial, payroll, accounting, investment, or legal advice. Calculator results are estimates only and should not be treated as professional advice or as a final payroll determination.

Your actual paycheck may differ based on your Form W-4, employer payroll settings, benefit elections, pre-tax deductions, post-tax deductions, local tax rules, wage limits, supplemental wages, bonuses, credits, exemptions, rounding, payroll frequency, and other factors.

You should verify important decisions with a qualified tax professional, CPA, payroll administrator, financial adviser, or attorney as appropriate.

3. Accuracy and Updates

We work to keep Exact Take Home accurate, transparent, and updated. The calculator may use IRS publications, state tax authority guidance, and local tax information to estimate withholding.

However, tax rules change, official tables may be revised, and implementation details can vary by employer or payroll provider. We do not guarantee that calculator outputs are complete, current, or error-free.

You are responsible for independently verifying any result before relying on it for tax planning, payroll decisions, employment decisions, relocation decisions, or financial commitments.

4. Free Use

Exact Take Home is currently offered as a free tool. We may modify, suspend, discontinue, or limit access to any part of the website at any time.

We may also add new features, remove features, or change how the calculator works without prior notice.

5. User Responsibilities

You agree to use Exact Take Home lawfully and responsibly. You must not:

• Attempt to interfere with or disrupt the website
• Reverse engineer, scrape, or copy the website in a way that violates applicable law or these Terms
• Use the website to mislead others about payroll, tax, or financial outcomes
• Attempt to access systems or data that are not intended for public access
• Use Exact Take Home for unlawful, harmful, or abusive activity

6. Age Requirement

You must be at least 18 years old to use Exact Take Home independently. If you are under 18, you may use Exact Take Home only with the consent and supervision of a parent or legal guardian.

7. Intellectual Property

Exact Take Home, including its website design, calculator interface, explanatory content, graphics, and original software, is owned by Exact Take Home or its licensors and is protected by applicable intellectual property laws.

You may use the website for personal, informational purposes. You may not copy, reproduce, distribute, sell, or create derivative works from Exact Take Home content or software without written permission, except where allowed by law.

8. Third-Party Sources and Links

Exact Take Home may reference IRS publications, state tax authority materials, and other public sources. We may also link to third-party websites for convenience.

Third-party websites are not controlled by Exact Take Home. We are not responsible for their content, availability, policies, or accuracy.

9. Disclaimer of Warranties

Exact Take Home is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, whether express, implied, statutory, or otherwise, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, secure, error-free, or always up to date.

10. Limitation of Liability

To the fullest extent permitted by law, Exact Take Home and its owners, operators, affiliates, employees, contractors, and service providers will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the website.

This includes, without limitation, lost income, lost profits, payroll errors, tax penalties, employment decisions, relocation decisions, business interruption, data loss, or reliance on calculator results.

To the fullest extent permitted by law, Exact Take Home’s total liability for any claim related to the website will not exceed USD $100 or the amount you paid to use Exact Take Home in the 12 months before the claim, whichever is greater.

11. Indemnification

You agree to defend, indemnify, and hold harmless Exact Take Home and its owners, operators, affiliates, employees, contractors, and service providers from claims, damages, liabilities, costs, and expenses arising from your misuse of the website, violation of these Terms, or violation of applicable law.

12. Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new “Last updated” date. Your continued use of Exact Take Home after changes are posted means you accept the updated Terms.

13. Contact

For questions about these Terms, contact us at:

Email: legal@exacttakehome.com